Life Insurance
We are an independent life insurance brokerage. We represent the over a dozen life insurance carriers. You have choices, comparison, and access to the most cost-effective option for your business or family’s needs and goals.
Let us help you choose your coverage:
- Term & whole life
- Universal variable life
- Key person insurance
- Buy-sell insurance
At PBI, we focus on individual analysis. Choosing the right life insurance policy involves more than the cheapest premium for the amount of coverage.
- First, do you know if you have enough coverage? We have developed a custom, probability-based tool for needs analysis – you can see the costs and options under a range of scenarios for your family. The future is uncertain so we give you choices on how much risk works for you.
- Second, do you know if you have the right type of life insurance? Life insurance can be an investment for heirs as well as source of family protection. Have you considered ALL of your options?
- Third, do you know that you are getting the best value for your premium dollar? Life insurance has complexity – riders, conversion options, and under-writing considerations. These vary amongst carriers and policy types. As with most products, don’t assume that the cheapest product will serve you or your family best over the long term.
Please call us to discuss your needs and goals.
You can obtain an immediate, online quote. However, this is only a starting point. Many more options exist and we encourage you to contact us for a personal consultation.
